Privacy Policy
1) Who We Are
Wealth Nation ("Wealth Nation," "we," "us," "our") is a financial education and advisory-focused brand that provides community learning, tools, and guidance to help members make better money decisions. This Privacy Policy explains how we collect, use, share, and protect personal information when you use our website, services, community platforms, events, and support channels (collectively, the "Services").
2) Scope
This policy applies to:
- Visitors to our website and landing pages
- Members of our community programs and subscriptions
- Clients using our consultations and advisory offerings
- People who contact us via email, forms, WhatsApp, social media, or support channels
- Event attendees (online and offline)
It does not cover third-party platforms (for example, payment processors, WhatsApp, Telegram, Zoom, Google Meet). Those platforms have their own privacy policies.
3) Information We Collect
We collect information in four broad categories:
A. Information you provide
- Identity and contact details: name, email, phone number, social handles
- Profile details: goals, risk preferences, investing experience (if shared)
- Subscription and service details: plan type, booking records, invoices
- Messages and content: chats, emails, support requests, survey responses
- Documents you choose to share: budgets, statements, screenshots, spreadsheets, or other files (only if you submit them)
B. Payment information
We do not store full card details on our servers. Payments are processed via third-party payment providers. We may receive limited payment metadata (for example, payment status, reference code, plan purchased).
C. Information collected automatically
- Device and usage data: IP address, browser type, pages viewed, time spent
- Cookies and similar tracking: for analytics, site performance, and fraud prevention
D. Information from third parties
- Payment confirmations from processors
- Delivery confirmations from email or messaging providers
- Community platform data (for example, your username in a WhatsApp group)
4) Why We Use Your Information
We use personal information to:
- Provide, operate, and improve the Services
- Create and manage your membership and account (if applicable)
- Deliver programs, consultations, calls, clinics, and resources
- Process payments, confirm transactions, and prevent fraud
- Communicate updates, reminders, and service announcements
- Personalize content, within reasonable limits
- Respond to support requests and resolve issues
- Comply with legal obligations and enforce our Terms
5) Legal Basis (Where Applicable)
Where applicable under Nigeria's data protection framework (including NDPR) and similar laws, we process personal data based on:
- Your consent (for example, marketing emails, optional surveys)
- Contract necessity (to deliver paid services you requested)
- Legitimate interests (fraud prevention, improving services, security)
- Legal obligations (tax, compliance, dispute resolution)
6) Marketing Communications
We may send educational updates, program announcements, and offers. You can opt out at any time by:
- Clicking "unsubscribe" in emails (if included), or
- Messaging us with "STOP" where applicable, or
- Emailing support@wealthnation.ng
Even if you opt out of marketing, we may still send essential service messages (for example, payment receipts, program changes, security notices).
7) Cookies and Analytics
We use cookies and similar technologies to:
- Remember preferences
- Understand how visitors use our site
- Improve performance and content
You can disable cookies in your browser, but some site features may not work properly.
8) How We Share Information
We do not sell your personal data.
We may share information with:
- Service providers (payments, email, hosting, analytics, scheduling) strictly to run the Services
- Community platforms you choose to use (for example, WhatsApp groups)
- Professional advisers (legal, accounting) when necessary
- Authorities if required by law, court order, or to protect rights and safety
- Business transfers if Wealth Nation merges, is acquired, or reorganizes (with safeguards)
9) Data Retention
We keep personal information only as long as necessary to:
- Provide the Services
- Maintain records for legal, tax, or compliance needs
- Resolve disputes and enforce agreements
Retention timelines may vary by data type. You can request deletion subject to legal requirements.
10) Data Security
We use reasonable technical and organizational safeguards to protect personal information. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security, but we actively work to reduce risk.
11) Your Rights
Depending on your location and applicable law, you may have rights to:
- Access the personal information we hold about you
- Correct inaccurate or incomplete data
- Request deletion (subject to legal obligations)
- Object to certain processing
- Withdraw consent where processing is based on consent
- Request a copy of your data (portability), where applicable
To exercise rights, email: support@wealthnation.ng. We may request verification before acting on a request.
12) International Transfers
If you access our Services from outside Nigeria, your information may be processed in other countries where our service providers operate. We take steps to ensure appropriate safeguards.
13) Children and Minors
Our Services are designed for adults and young adults. If you are under the age of majority in your jurisdiction, you should use our Services only with the involvement of a parent or guardian where required by law. We do not knowingly collect personal data from children without appropriate consent.
14) Changes to This Policy
We may update this Privacy Policy from time to time. We will post the updated version with a new "Last Updated" date. Significant changes may be communicated via email or within the community.
15) Contact Us
For privacy questions or requests:
- Email: support@wealthnation.ng
- Phone: +2347065285221